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About us

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Financial efficiency

SaaS platform for the origination, evaluation, and management of loans for individuals and companies. We streamline decisions, automate processes, and enhance the operations of financial institutions across Latin America.

Credit software with configurable business logic

Prezzta enables 100% online and in-branch credit origination, allowing automatic evaluation of each application based on customized rules.

It is a 100% API-based solution that integrates with multiple providers and external systems, providing traceability and control from a single management platform.

Our numbers

Our figures reflect experience, community, and achieved milestones

+USD 250M

in loans granted

+10

million credit applications processed

+500

thousand loans processed

+20

Institutions that have used Prezzta.

+5

countries with active implementations

Our numbers

Our figures reflect experience, community, and achieved milestones

+USD 250M

in loans granted

+10

million credit applications processed

+500

thousand loans processed

+20

Institutions that have used Prezzta.

+5

countries with active implementations

Business Lines

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BNPL

hub

Embedded Finance

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Fixed-term loans

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Document discounting

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Factoring

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Credit lines

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Cards

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Microloans

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Salary advance

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Mortgage loans

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Vehicle loans

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Business and personal loans

Technology designed for credit decision-making

From origination, evaluation, and approval. Prezzta automates workflows, enables rule configuration, and centralizes the entire credit process with full traceability.

Benefits

We have experience operating in different markets across the region, understanding their regulatory and cultural particularities. This allows us to quickly adapt to each country and business model.

Prezzta is designed under high security and regulatory compliance standards. We guarantee data protection, traceability, and alignment with local and international regulations. Additionally, it is periodically subjected to penetration testing (pentest) to evaluate and strengthen its security posture, and it operates on infrastructure with redundant datacenters that ensure high availability, operational continuity, and resilience in the face of incidents.

Prezzta has experience interacting with regulatory bodies and supporting regulatory compliance processes in different markets. The platform has already gone through regulatory processes in several countries, adapting to the specific requirements of each jurisdiction. We facilitate the implementation of models that comply with current legal frameworks, reducing adaptation time and ensuring operations aligned with local regulations.

We provide close and specialized support in every market where we operate. Our team offers agile and personalized assistance at every stage of the process.

Prezzta allows you to receive applications at any time, without time restrictions. This expands commercial capacity and ensures continuous availability for customers.

Digitizes the application and management process, reducing the need for in-person service. This improves customer convenience and optimizes operations.

Automates validations and decisions to accelerate the application review process. This enables products to be granted in less time and with greater efficiency.

Offers simple, agile, and 100% digital processes designed to provide an intuitive and frictionless experience.

Reduces manual tasks through automated rules and configurable workflows. This allows the team to focus on higher-value strategic activities.

Standardizes processes and applies automated validations that reduce inconsistencies and operational rework.

Records and tracks every action performed within the system, ensuring transparency and control. It facilitates regulatory compliance and provides support for internal or external audits.

Allows defining differentiated roles and responsibilities, ensuring proper separation of duties. This strengthens internal control and reduces operational risks.

Models and executes authorization flows under BPMN standards, ensuring structured, auditable, and efficient processes at every stage.

Operates under a SaaS model that enables agile and scalable implementation without the need for proprietary infrastructure. The client does not need to manage servers or technical environments, as the platform handles availability, maintenance, and updates.

Some of our clients

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Features

The actions you can generate will help you optimize your time.

Onboarding flow with data capture, validation, and scoring

Embedded Finance

Unlimited product configuration

Decision engine and real-time evaluation

Application tracking dashboard and operational metrics

Digital document management

Credit collections management for internal and external teams

Configurable roles and permissions by user type

Audit trail and detailed logs

Reports

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Digital Bank LATAM

Paraguay

An event where leaders from banking and financial services across the Americas share their strategies and experiences in innovation and digital transformation.

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Digital Bank LATAM

Mexico

An event where leaders from banking and financial services across the Americas share their strategies and experiences in innovation and digital transformation.

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Open Innovation

Uruguay

An international competition aimed at identifying and supporting the most innovative fintech companies worldwide.

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Nxtp.Labs

Argentina

International acceleration program that aims to identify and support the most innovative fintech companies in the world.

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Campus São Paulo

Brazil

International acceleration program that aims to identify and support the most innovative fintech companies in the world.

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