Credit software with configurable business logic
Prezzta enables 100% online and in-branch credit origination, allowing automatic evaluation of each application based on customized rules.
It is a 100% API-based solution that integrates with multiple providers and external systems, providing traceability and control from a single management platform.
Our numbers
Our figures reflect experience, community, and achieved milestones
Business Lines
BNPL
Embedded Finance
Fixed-term loans
Document discounting
Factoring
Credit lines
Cards
Microloans
Salary advance
Mortgage loans
Vehicle loans
Business and personal loans
Benefits
We have experience operating in different markets across the region, understanding their regulatory and cultural particularities. This allows us to quickly adapt to each country and business model.
Prezzta is designed under high security and regulatory compliance standards. We guarantee data protection, traceability, and alignment with local and international regulations. Additionally, it is periodically subjected to penetration testing (pentest) to evaluate and strengthen its security posture, and it operates on infrastructure with redundant datacenters that ensure high availability, operational continuity, and resilience in the face of incidents.
Prezzta has experience interacting with regulatory bodies and supporting regulatory compliance processes in different markets. The platform has already gone through regulatory processes in several countries, adapting to the specific requirements of each jurisdiction. We facilitate the implementation of models that comply with current legal frameworks, reducing adaptation time and ensuring operations aligned with local regulations.
We provide close and specialized support in every market where we operate. Our team offers agile and personalized assistance at every stage of the process.
Prezzta allows you to receive applications at any time, without time restrictions. This expands commercial capacity and ensures continuous availability for customers.
Digitizes the application and management process, reducing the need for in-person service. This improves customer convenience and optimizes operations.
Automates validations and decisions to accelerate the application review process. This enables products to be granted in less time and with greater efficiency.
Offers simple, agile, and 100% digital processes designed to provide an intuitive and frictionless experience.
Reduces manual tasks through automated rules and configurable workflows. This allows the team to focus on higher-value strategic activities.
Standardizes processes and applies automated validations that reduce inconsistencies and operational rework.
Records and tracks every action performed within the system, ensuring transparency and control. It facilitates regulatory compliance and provides support for internal or external audits.
Allows defining differentiated roles and responsibilities, ensuring proper separation of duties. This strengthens internal control and reduces operational risks.
Models and executes authorization flows under BPMN standards, ensuring structured, auditable, and efficient processes at every stage.
Operates under a SaaS model that enables agile and scalable implementation without the need for proprietary infrastructure. The client does not need to manage servers or technical environments, as the platform handles availability, maintenance, and updates.
Some of our clients




















Features
The actions you can generate will help you optimize your time.
Onboarding flow with data capture, validation, and scoring
Embedded Finance
Unlimited product configuration
Decision engine and real-time evaluation
Application tracking dashboard and operational metrics
Digital document management
Credit collections management for internal and external teams
Configurable roles and permissions by user type
Audit trail and detailed logs
Reports

Digital Bank LATAM
Paraguay
An event where leaders from banking and financial services across the Americas share their strategies and experiences in innovation and digital transformation.

Digital Bank LATAM
Mexico
An event where leaders from banking and financial services across the Americas share their strategies and experiences in innovation and digital transformation.

Open Innovation
Uruguay
An international competition aimed at identifying and supporting the most innovative fintech companies worldwide.

Nxtp.Labs
Argentina
International acceleration program that aims to identify and support the most innovative fintech companies in the world.

Campus São Paulo
Brazil
International acceleration program that aims to identify and support the most innovative fintech companies in the world.
